{"id":1332,"date":"2023-07-03T17:06:10","date_gmt":"2023-07-03T14:06:10","guid":{"rendered":"https:\/\/eurasialaw-journal.ru\/?p=1332"},"modified":"2023-07-03T17:06:10","modified_gmt":"2023-07-03T14:06:10","slug":"legal-features-of-bankruptcy-of-individuals-in-the-russian-federation-and-foreign-countries","status":"publish","type":"post","link":"https:\/\/eurasialaw-journal.ru\/en\/legal-features-of-bankruptcy-of-individuals-in-the-russian-federation-and-foreign-countries.html","title":{"rendered":"LEGAL FEATURES OF BANKRUPTCY OF INDIVIDUALS IN THE RUSSIAN FEDERATION AND FOREIGN COUNTRIES"},"content":{"rendered":"<h1>LEGAL FEATURES OF BANKRUPTCY OF INDIVIDUALS IN THE RUSSIAN FEDERATION AND FOREIGN COUNTRIES<\/h1>\r\n<div class=\"doi-text\">\r\n<p><strong>\u2116 4 (179) 2023<\/strong><\/p>\r\n<p><strong>DOI 10.46320\/2073-4506-2023-4-179-229-230<\/strong><\/p>\r\n<p><strong>Pages 229-230<\/strong><\/p>\r\n<p><strong>KLEVTSOV Ruslan Vyacheslavovich<\/strong><br \/>student of the Faculty of Law of the I. T. Trubilin Kuban state Agrarian university<\/p>\r\n<p><strong>MASLENNIKOVA Lyudmila Vladimirovna<\/strong><br \/>Ph.D. in Law, associate professor, associate professor of International private and entrepreneurial law sub-faculty of the I. T. Trubilin Kuban state Agrarian university<\/p>\r\n<p><strong>LEGAL FEATURES OF BANKRUPTCY OF INDIVIDUALS IN THE RUSSIAN FEDERATION AND FOREIGN COUNTRIES<\/strong><\/p>\r\n<p>The article discusses the widespread practice of lending to the population and its consequences, including the problem of the impossibility of paying debts and the possibility of using the institution of bankruptcy of individuals to solve this problem. It also considers the legislation on bankruptcy of individuals in various countries of the world and its regulation. At the end of the text, additional programs and support mechanisms for individuals in difficult financial situations are mentioned. Bankruptcy of individuals is a procedure that allows an individual who is unable to pay debts to obtain financial relief. In Russia, the bankruptcy of individuals is regulated by the Federal Law &ldquo;on Insolvency (Bankruptcy)&rdquo;. The bankruptcy procedure for an individual includes an assessment of the property and debt load, as well as a plan for paying off creditors. As a result of the successful completion of the bankruptcy procedure, an individual can be released from debt and start a new life with a clean slate. However, it is worth noting that bankruptcy is a last resort and can negatively affect your credit history and the possibility of obtaining loans in the future.<\/p>\r\n<p><strong>Keywords:<\/strong> bankruptcy of individuals, lending, Federal Law.<\/p>\r\n<hr>\r\n<p><strong>\u2116 4 (179) 2023<\/strong><\/p>\r\n<p><strong>\u0421\u0442\u0440\u0430\u043d\u0438\u0446\u044b 229-230<\/strong><\/p>\r\n<p><strong>\u041a\u041b\u0415\u0412\u0426\u041e\u0412 \u0420\u0443\u0441\u043b\u0430\u043d \u0412\u044f\u0447\u0435\u0441\u043b\u0430\u0432\u043e\u0432\u0438\u0447<\/strong><br \/>\u0441\u0442\u0443\u0434\u0435\u043d\u0442 \u042e\u0440\u0438\u0434\u0438\u0447\u0435\u0441\u043a\u043e\u0433\u043e \u0444\u0430\u043a\u0443\u043b\u044c\u0442\u0435\u0442\u0430 \u041a\u0443\u0431\u0430\u043d\u0441\u043a\u043e\u0433\u043e \u0433\u043e\u0441\u0443\u0434\u0430\u0440\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0433\u043e \u0430\u0433\u0440\u0430\u0440\u043d\u043e\u0433\u043e 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transform=\"translate(0,332) scale(0.1,-0.1)\" fill=\"\" stroke=\"none\"><path d=\"M2394 3279 l-29 -30 -3 -207 c-2 -182 0 -211 15 -242 39 -76 157 -76 196 0 15 31 17 60 15 243 l-3 209 -33 29 c-26 23 -41 29 -80 29 -41 0 -53 -5 -78 -31z\"\/><path d=\"M3085 3251 c-45 -19 -58 -50 -96 -229 -47 -217 -49 -260 -13 -295 52 -53 146 -42 177 20 16 31 87 366 87 410 0 70 -86 122 -155 94z\"\/><path d=\"M1751 3234 c-13 -9 -29 -31 -37 -50 -12 -29 -10 -49 21 -204 19 -94 39 -189 45 -210 14 -50 54 -80 110 -80 34 0 48 6 76 34 21 21 34 44 34 59 0 14 -18 113 -40 219 -37 178 -43 195 -70 221 -36 32 -101 37 -139 11z\"\/><path d=\"M1163 3073 c-36 -7 -73 -59 -73 -102 0 -56 133 -378 171 -413 34 -32 83 -37 129 -13 70 36 67 87 -16 290 -86 209 -89 214 -129 231 -35 14 -42 15 -82 7z\"\/><path d=\"M3689 3066 c-15 -9 -33 -30 -42 -48 -48 -103 -147 -355 -147 -375 0 -98 131 -148 192 -74 13 15 57 108 97 206 80 196 84 226 37 273 -30 30 -99 39 -137 18z\"\/><path d=\"M583 2784 c-38 -19 -67 -74 -58 -113 9 -42 211 -354 242 -373 16 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-299 l-81 -41 32 46 c18 26 49 83 70 128 143 306 141 649 -6 957 -25 52 -61 116 -79 142 l-34 47 45 -20 c26 -10 76 -36 113 -56z m-2057 25 c-40 -58 -105 -190 -130 -263 -110 -324 -59 -707 132 -981 25 -35 42 -64 37 -64 -19 0 -241 119 -326 174 -188 122 -406 314 -532 468 l-58 71 108 103 c185 178 428 349 672 473 66 33 121 60 123 61 2 0 -10 -19 -26 -42z\"\/><path d=\"M2375 1950 c-198 -44 -350 -190 -395 -379 -18 -76 -8 -221 19 -290 114 -284 457 -406 731 -260 98 52 188 154 231 260 27 69 37 214 19 290 -38 163 -166 304 -326 360 -67 23 -215 33 -279 19z\"\/><\/g><\/svg><\/i> &nbsp;1,564&nbsp;\u0412\u0421\u0415\u0413\u041e<\/p><div class=\"pvc_clear\"><\/div>","protected":false},"excerpt":{"rendered":"LEGAL FEATURES OF BANKRUPTCY OF INDIVIDUALS IN THE RUSSIAN FEDERATION AND FOREIGN COUNTRIES \u2116 4 (179) 2023 DOI 10.46320\/2073-4506-2023-4-179-229-230 Pages 229-230 KLEVTSOV Ruslan Vyacheslavovichstudent of the Faculty of Law of the I. T. Trubilin Kuban state Agrarian university MASLENNIKOVA Lyudmila VladimirovnaPh.D. in Law, associate professor, associate professor of International private and entrepreneurial law sub-faculty of &#8230; <a title=\"LEGAL FEATURES OF BANKRUPTCY OF INDIVIDUALS IN THE RUSSIAN FEDERATION AND FOREIGN COUNTRIES\" class=\"read-more\" href=\"https:\/\/eurasialaw-journal.ru\/en\/legal-features-of-bankruptcy-of-individuals-in-the-russian-federation-and-foreign-countries.html\" aria-label=\"More on LEGAL FEATURES OF BANKRUPTCY OF INDIVIDUALS IN THE RUSSIAN FEDERATION AND FOREIGN COUNTRIES\">Read more<\/a><div class=\"pvc_clear\"><\/div><p class=\"pvc_stats all \" data-element-id=\"1332\" style=\"\"><i class=\"pvc-stats-icon large\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.0\" viewBox=\"0 0 502 315\" preserveAspectRatio=\"xMidYMid meet\"><g transform=\"translate(0,332) scale(0.1,-0.1)\" fill=\"\" stroke=\"none\"><path d=\"M2394 3279 l-29 -30 -3 -207 c-2 -182 0 -211 15 -242 39 -76 157 -76 196 0 15 31 17 60 15 243 l-3 209 -33 29 c-26 23 -41 29 -80 29 -41 0 -53 -5 -78 -31z\"\/><path d=\"M3085 3251 c-45 -19 -58 -50 -96 -229 -47 -217 -49 -260 -13 -295 52 -53 146 -42 177 20 16 31 87 366 87 410 0 70 -86 122 -155 94z\"\/><path d=\"M1751 3234 c-13 -9 -29 -31 -37 -50 -12 -29 -10 -49 21 -204 19 -94 39 -189 45 -210 14 -50 54 -80 110 -80 34 0 48 6 76 34 21 21 34 44 34 59 0 14 -18 113 -40 219 -37 178 -43 195 -70 221 -36 32 -101 37 -139 11z\"\/><path d=\"M1163 3073 c-36 -7 -73 -59 -73 -102 0 -56 133 -378 171 -413 34 -32 83 -37 129 -13 70 36 67 87 -16 290 -86 209 -89 214 -129 231 -35 14 -42 15 -82 7z\"\/><path d=\"M3689 3066 c-15 -9 -33 -30 -42 -48 -48 -103 -147 -355 -147 -375 0 -98 131 -148 192 -74 13 15 57 108 97 206 80 196 84 226 37 273 -30 30 -99 39 -137 18z\"\/><path d=\"M583 2784 c-38 -19 -67 -74 -58 -113 9 -42 211 -354 242 -373 16 -10 45 -18 66 -18 51 0 107 52 107 100 0 39 -1 41 -124 234 -80 126 -108 162 -133 173 -41 17 -61 16 -100 -3z\"\/><path d=\"M4250 2784 c-14 -9 -74 -91 -133 -183 -95 -150 -107 -173 -107 -213 0 -55 33 -94 87 -104 67 -13 90 8 211 198 130 202 137 225 78 284 -27 27 -42 34 -72 34 -22 0 -50 -8 -64 -16z\"\/><path d=\"M2275 2693 c-553 -48 -1095 -270 -1585 -649 -135 -104 -459 -423 -483 -476 -23 -49 -22 -139 2 -186 73 -142 361 -457 571 -626 285 -228 642 -407 990 -497 242 -63 336 -73 660 -74 310 0 370 5 595 52 535 111 1045 392 1455 803 122 121 250 273 275 326 19 41 19 137 0 174 -41 79 -309 363 -465 492 -447 370 -946 591 -1479 653 -113 14 -422 18 -536 8z m395 -428 c171 -34 330 -124 456 -258 112 -119 167 -219 211 -378 27 -96 24 -300 -5 -401 -72 -255 -236 -447 -474 -557 -132 -62 -201 -76 -368 -76 -167 0 -236 14 -368 76 -213 98 -373 271 -451 485 -162 444 86 934 547 1084 153 49 292 57 452 25z m909 -232 c222 -123 408 -262 593 -441 76 -74 138 -139 138 -144 0 -16 -233 -242 -330 -319 -155 -123 -309 -223 -461 -299 l-81 -41 32 46 c18 26 49 83 70 128 143 306 141 649 -6 957 -25 52 -61 116 -79 142 l-34 47 45 -20 c26 -10 76 -36 113 -56z m-2057 25 c-40 -58 -105 -190 -130 -263 -110 -324 -59 -707 132 -981 25 -35 42 -64 37 -64 -19 0 -241 119 -326 174 -188 122 -406 314 -532 468 l-58 71 108 103 c185 178 428 349 672 473 66 33 121 60 123 61 2 0 -10 -19 -26 -42z\"\/><path d=\"M2375 1950 c-198 -44 -350 -190 -395 -379 -18 -76 -8 -221 19 -290 114 -284 457 -406 731 -260 98 52 188 154 231 260 27 69 37 214 19 290 -38 163 -166 304 -326 360 -67 23 -215 33 -279 19z\"\/><\/g><\/svg><\/i> &nbsp;1,564&nbsp;\u0412\u0421\u0415\u0413\u041e<\/p><div class=\"pvc_clear\"><\/div>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1,17],"tags":[],"translation":{"provider":"WPGlobus","version":"2.8.11","language":"en","enabled_languages":["ru","en"],"languages":{"ru":{"title":true,"content":true,"excerpt":false},"en":{"title":false,"content":false,"excerpt":false}}},"_links":{"self":[{"href":"https:\/\/eurasialaw-journal.ru\/en\/wp-json\/wp\/v2\/posts\/1332"}],"collection":[{"href":"https:\/\/eurasialaw-journal.ru\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/eurasialaw-journal.ru\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/eurasialaw-journal.ru\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/eurasialaw-journal.ru\/en\/wp-json\/wp\/v2\/comments?post=1332"}],"version-history":[{"count":0,"href":"https:\/\/eurasialaw-journal.ru\/en\/wp-json\/wp\/v2\/posts\/1332\/revisions"}],"wp:attachment":[{"href":"https:\/\/eurasialaw-journal.ru\/en\/wp-json\/wp\/v2\/media?parent=1332"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/eurasialaw-journal.ru\/en\/wp-json\/wp\/v2\/categories?post=1332"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/eurasialaw-journal.ru\/en\/wp-json\/wp\/v2\/tags?post=1332"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}